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p}w-yjWv}\op; Ig.! /Outlines 3 0 R /BaseFont /Times-Bold 3 0 obj You have protected rights when you deal with Lanier Collection Agency. /ProcSet [/PDF /Text] How Much Should Your 401(k) Contribution Be? endobj They can not call before 8:00 am and after 9:00 pm in your time zone. /dotlessi /lslash /oe /scaron /zcaron 160 /Euro 164 /currency 166 /Encoding /WinAnsiEncoding endobj We received another request for validation of the debt in June of 2019 and responded timely sending the information to the address provided by the consumer. [t$eU[.]a5oX4u/e1#3eFB`]\@$AzEN/H"*|G@]9 =UrC$C50vylJJ"@SAQf?w SaaS, Android, Cloud Computing, Medical Device), Where the organization is headquartered (e.g. >> /Type /Page I know my rights as a protected consumer. If no reason is received your complaint will be closed Administratively Resolved]. Ignoring them sets you up for a possible lawsuit. 15 0 obj >> A third party debt collector like Lanier Collection Agency may contact you on behalf of the original creditor or a debt buyer that purchased the debt.. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. ), (Some clients have raised their credit scores by 100 points or more.*). >> Third party debt collectors have to follow the Federal Fair Debt Collections Practice Act or FDCPA and possibly your states version of the FDCPA. /URI (https://www.classaction.org/news/lanier-collection-agency-pegged-with-fdcpa-class-action) We finally made phone contact with the consumer in April of 2019 and were hung up on when we explained why we were calling, with the consumer telling us she sent us a certifiedletter. This is allowed. '(NSN#icJ Xpert Credit Repair is a Delete Then Pay credit repair company. Letters informing her of each account were sent to the same address with a right to dispute option on each one. What is defined as a Consumer Debt and what is not. /Resources 46 0 R Have you been harassed by Lanier Collection Agency? You fill out our simple questionnaire and submit your other evidence. Payday Loans The Good, The Bad and the Super Ugly. endobj BBB is here to help. /AA 6 0 R /Resources 54 0 R It is a violation of federal law for Lanier Collection Agency to report inaccurate or incomplete information on your credit report. We have several accounts totaling significantly more than the consumer stated. << >> By requesting a free evaluation, the user will be provided with the name of an independent lawyer or advocate who will contact the user to do the evaluation. Then they turn over the remaining money they collected from you to the original creditor or debt buyer. /Type /Pages This site is for informational purposes only and does not provide legal advice or financial advice. The PACER website contains archived legal records showing that consumers who believed that they were being harassed by Lanier Collection Agency and Service, Inc. refused to be intimidated into paying. We respondedthe same day the request was received and mailed validation to the address provided by the consumer. /igrave /iacute /icircumflex /idieresis /eth /ntilde /ograve /oacute /ocircumflex /otilde 12 0 obj YOU WILL NOT PAY FOR ANY LEGAL SERVICES. International Association of Better Business Bureaus. 26 0 obj /Type /Font /Subtype /Type1 /Annots [23 0 R] Debt collectors yell at them, make threats, and in general hound them until they pay, declare bankruptcy, or fight for their rights. /Parent 17 0 R >> << However, our web content may be different than the information you receive from a financial institution or service provider. This is also a violation of 15usc 1681b. This mode enables people with epilepsy to use the website safely by eliminating the risk of seizures that result from flashing or blinking animations and risky color combinations. /Count 1 LCA services is a collection agency located in Savannah, GA. >> << endobj Total number of Crunchbase contacts associated with this organization, Total number of organizations similar to the given organization, Descriptive keyword for an Organization (e.g. 29 0 obj << >> I did not Knowingly obtain possession of goods services or monies as a result of these alleged transactions that I am seeking to block. Lanier Collection Agency is reporting inaccurate FRAUDULENT medical bills on my Equifax credit report. Specifically: Removing Lanier Collection Agency can be an important part of the credit repair process. In addition, the FDCPA provides you with many rights to ensure that collection agencies dont take advantage of you. If you are confused as to your rights, call us or a Consumer Credit Attorney. /Oslash /Ugrave /Uacute /Ucircumflex /Udieresis /Yacute /Thorn /germandbls /agrave /aacute /Type /Page If youre looking for a reputable company to help you with collection accounts and repair your credit, we highly recommend Lexington Law. I have sent letters for validation, asking for my signature for consent of treatment and a letter authorizing my information to be released to Lanier Collections Agency. Our expert legal team will review your information and will help you determine if you have a case against your debt collector at no cost to you! 8 0 obj 14 0 obj In particular: Avoid the phone. /S /S Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores. << >> /Parent 17 0 R 16 0 obj /Filter /FlateDecode We charge a credit analysis fee after it is received. >> >> /Count 8 Accessibility Statement, Copyright 2005 -21 XCR Enterprises, Inc. d/b/a Xpert Credit Repair | All Rights Reserved. endobj 2 0 obj /MediaBox [0 0 612 792] Federal Fair Debt Collections Practice Act or FDCPA and possibly your states version of the FDCPA. /A << /Length 384 /Resources 70 0 R 22 0 obj /Contents [36 0 R 37 0 R 38 0 R 39 0 R 40 0 R 41 0 R 42 0 R 43 0 R 44 0 R 45 0 R] Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. /MediaBox [0 0 612 792] << Did anything else that you think is illegal or unfair? >> If you are being called by Lanier Collection Agency and Service, Inc., more information is below. /Annots [] endobj No one deserves to be abused for owing money, but this is what happens to indebted consumers every day. View contacts for Lanier Collection Agency and Services to access new leads and connect with decision-makers. Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Lanier Collection Agency does too. There is no recent news or activity for this profile. 17 0 obj We received no return mail the post office or any response from the consumer. /Annots [] i.fb-icon-element.fontawesome-icon.fb-icon-element-1{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-1:hover { color: rgba(71,24,113,0.5);} Call us (866) 672-9737 i.fb-icon-element.fontawesome-icon.fb-icon-element-2{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-2:hover { color: rgba(71,24,113,0.5);} Schedule a Call i.fb-icon-element.fontawesome-icon.fb-icon-element-3{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-3:hover { color: rgba(71,24,113,0.5);} What does this cost? /CropBox [0 0 612 792] /Subtype /XML /Parent 17 0 R Dont believe what they say. Lanier Collection Agency may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors. They collect debts for health care facilities, including private practices, group practices, and regional medical centers. Lanier Collection Agency can stay on your credit report for up to 7 years whether you pay it or not. This mode provides different assistive options to help users with cognitive impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential elements of the website more easily. Send a dispute to the credit bureau reporting Lanier Collection Agency. The information you obtain at this site is not, nor is it intended to be, legal advice. /MediaBox [0 0 612 792] /Font 10 0 R They refer FDCPA / FCRA violations to consumer credit attorneys. /Parent 4 0 R Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. endobj /Type /Page Once your debt reaches a certain age, it is considered zombie debt, and you are no longer legally obligated to pay it. /BaseFont /ZapfDingbats endobj << /Resources 74 0 R >> /Contents [55 0 R 56 0 R 57 0 R] It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages. /quoteright /quotesinglbase /trademark /fi /fl /Lslash /OE /Scaron /Ydieresis /Zcaron The original creditor may report a balance on the credit report and the third party debt collector may report the exact same amount due. You have a legal right to request debt validation on an alleged debt. How to handle Collections and Debt Collectors, Vehicle Repossessions and the Fair Debt Collections Practices Act 1692 f (6). 4 0 obj By law you are to disclose that you will be sharing my personal information. /Font << When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. San Francisco Bay Area, Silicon Valley), Operating Status of Organization e.g. /Type /Page /Type /Page >> /Differences [24 /breve /caron /circumflex /dotaccent /hungarumlaut /ogonek /ring /tilde 39 Some states allow wage garnishment, while others do not. As a matter of policy, BBB does not endorse any product, service or business. << For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect a debt. /Annots [] If they keep calling, send them a cease & desist letter. /Type /Page << If no reason is received your complaint will be closed. Before choosing any financial product, read the terms and conditions from the financial service provider. We called the number provided at the time of service on 10/31/2019 and again on 11/07/2019.
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