Pune - 411035 MH (IN) Your personal loan EMI depends on the loan principal, the rate of interest and the loan tenor. Some simple steps that can help you reduce loan EMIs and manage outlaysefficiently are: Bajaj Finservs online Personal Loan EMI Calculator offers the following advantages: If you skip your EMI payment for any reason, you will be charged a penalty fee of up to Rs. Pune - 411035 MH (IN) 12. Following words shall for the purpose of these terms and conditions, be defined to mean as below: "Customer" means an Indian citizen who avails a loan from BFL during the Offer Period. I declare that all the particulars and information provided by me are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever. For instance, if you reside in Pune, Bangalore, Mumbai, or Delhi, your minimum monthly salary should be Rs. 22. Accordingly, BFL shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products or Rewards provided by third parties. and for tenor of 2 years, your EMI will be calculated as under: EMI = 100000* 0.01167 * (1+ 0.01167)^60 / [(1+ 0.01167)^60 ] -1 which is Rs. It is Rs. How much personal loan finance am I eligible for? 22,000 or higher, based on your city of employment. Pune - 411035 MH (IN) A personal loan has become a convenient financing option. This Promotion is not applicable in places wherever prohibited and / or on gifts / services for which such offers cannot be made available for any reason whatsoever. You should ensure having higher creditworthiness so that you can manage home loan and personal loan repayments. 30,000 for cities like Ahmedabad and Kolkata and Rs. It is because he/ she has more working years left than an applicant in his/ her 50s. for customer verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of BFL services or related products or that of its associates/business partners and affiliates or for enforcement of your obligations and I shall not hold BFL (or any of its group companies or its/their agents/representatives/ business partners) liable for the use/sharing of the information as stated above. Have a look at the personal loan eligibility of Bajaj Finserv: Qualifying for a personal loan is easy if you can meet the eligibility criteria of Bajaj Finserv and submit some documents. 16. A standard term loan is a fixed loan amount that you borrow as a lump sum. Flexi Hybrid Loan - Reduce your EMIs by 50%*, Please share your monthly salary (in Rs.). 10 lakh. Click 'Apply Online' to start your personal loan application. I further understand and agree that pursuant to this application form, I will be required to submit documents to the satisfaction of Bajaj Finance and accept the loan terms and conditions for availing the loan granted to me by Bajaj Finance from time to time. Applicants fromJaipur,Chandigarh,Nagpur,Surat,Cochin should be earning at least Rs. A CIBIL score above 750 can help you get better terms on loans and other products. Off Pune-Ahmednagar Road,
30,000 per month. How can I check personal loan eligibility? 25,000 and depends on the city where you live. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (BFL) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The following factors affect personal loan EMIs -. Increasing the tenor will lower your EMIs and vice versa. Higher education:Provide complete financial support to your child for their higher education with a high-value best personal loan in India. 25 lakh, the loan amount you can apply for depends on your eligibility. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 Viman Nagar, Pune 411014, IRDAI Corporate Agency Registration Number. You can easily check your EMI amount using our online EMI calculator for personal loan. E = P*r*(1+r)^n/((1+r)^n-1) where. Yes, an individual can have a personal loan and a home loan account at the same time. You will be asked to submit the following documents to get a personal loan from Bajaj Finserv: The ideal CIBIL score to get instant paperless approval on Bajaj Finserv Personal Loans is 750 and above. : 020 7157-6403 You can obtain a personal loan for salaried employees by meeting our simple eligibility criteria. Alternatively, you can check if you qualify for a pre-approved loan. What is the minimum salary required for a personal loan? I confirm that I have/had no insolvency proceedings against me nor have I ever been adjudicated insolvent by any court or other authority and I further confirm that I have read the information on various loan products made available by BFL on. Rate of interest The interest rate is the percentage at which lenders charge interest on the loan amount. Ph No. I authorize BFL to exchange, share all information and details as provided by me and in relation to my existing loans and/or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, business partners etc. 35,000. Email ID:investors@bajajfinserv.in. You just need to select the loan amount, tenor and rate of interest to get the exact payable EMI with an interactive chart. 20,000. BFL is not a supplier/manufacturer/issuer of the products purchased by Customer or the Rewards provided to the Customers under this Promotion and will not accept any liability in relation thereto. You can alter the EMI to meet your repayment capacity as well. You can borrow money up to Rs. You can also use theBajaj Finserv Personal Loan EMI Calculator to know the EMI payable before applying for a loan in India. While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. 2. Please note that the rate of interest (R) on your loan is calculated monthly (R = Annual rate of interest/12/100) which in this case is 14/12/100 = 0.01167. Please note that skipping EMIs affects your creditworthiness and could negatively impact your credit score. 28,000 per month. How is personal loan interest rate calculated? 1.All Qualified customers shall be given a coupon code, 2.The users can visit their created gold locker on. Under this Promotion, every Customer who fulfills the criteria specified by BFL, shall be eligible for cashback Reward of FLAT 11% Cashback of ____________ value. 14. Ph No. Bajaj Finserv also helps you check your personal loan eligibility and EMIs with handy online calculators to simplify your application process. Shop online across our partners Flipkart, Amazon, MMT etc with your EMI Network Card. Pre-approved customers of Bajaj Finserv are not required to complete an application process or wait for the money they need. If you have a busy schedule and find it difficult to repeatedly visit a bank or a financial company to get a personal loan processed, apply online and get fast approval. Cashless Hospitalization at 5500+ Network hospitals, Limited period offers with exclusive rewards, Convert your purchase into monthly instalments, Visit Bajaj partner store to redeem offer, Get it now at a starting price of Rs.589+tax, Avail medical treatments at 5500+ partners, Convert your term loan at same interest rate, Interest-only EMIs for initial part of tenor, Money in bank against your private car in 24 hrs, Invest in Fixed Deposit starting Rs.25,000, Unlimited online doctor consultation for 1 Year, Protection against accidental damamges to mobile phone, Get complete assistance in finding the right home, Select from a range of 18000 + properties, Protection after expiry of manufacturer warranty, 1,000+ billers across multiple categories, https://www.bajajfinservmarkets.in/cust/#/investment/digitalGold/locker, By checking the 'Submit' button below and by entering the one-time password (OTP) sent by Bajaj Finance Limited (BFL), I hereby agrees and acknowledges that I. You can also check your pre-approved offer for a personal loan to save time and get instant financing. I undertake to keep BFL updated of any change in the information provided by me. You need to select your city, age, income and expenses and the tool will predict the eligible amount. The existence of a dispute, if any, shall not constitute a claim against BFL. We are redirecting you to our Personal Loan Application Form. Pay interest-only EMIs and reduce your monthly instalments. This Promotion cannot be combined with any other offer/discount/promotion of BFL. This Promotion is subject to laws, rules and regulations as may be applicable in any jurisdiction in India, from time to time, and accordingly in places where not permissible shall be deemed as not applicable. Fill in a few basic details to know the loan offer designed exclusively for you and avail of it on the spot. Ph No. You pay interest only on the amount that you utilise. Please keep the following documents handy when you are about to start filling the online application form: A personal loan is an unsecured loan, which means you don't need to pledge any collateral to receive funds. And using one is simple too. ii. Choose a convenient tenor ranging up to five years. Select the loan amount you wish to borrow, Personal Loan for Self-employed Individuals, Last 3 months bank statements of your salary account, You must be between 21 years and 67 years* of age, You must be a salaried individual employed with an MNC, public or private company, KYC documents Aadhaar, PAN, voters id, driving license, passport. How to check if I am eligible for a personal loan or not? Check the status of your loan application via the Bajaj Finserv website by following these simple steps: To check your personal loan application status via app or offline, read this guide. I agree and affirm that BFL may contact me and communicate with me over telephonic calls, or SMS on the mobile number mentioned herein, or through any other communication mode (Communication Modes) to verify the details provided by me . All disputes if any arising out of or in conjunction with or as a result of this Promotion or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts in Pune only. Loan amount Monthly instalments payable are directly proportional to the loan amount opted for. How is personal loan eligibility calculated? The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator. with our fixed deposit, Borrow up to Rs. 35,000. It has a fixed rate of interest and must be repaid over a specific tenor. You can have multiple personal loans and yet apply for a home loan. The minimum salary criteria for a Bajaj Finserv Personal Loan depends on your city of residence. 6. All applicable taxes, fees and levies (excluding 'gift' tax or tax deducted at source, where applicable) will need to be solely paid by the Customer(s). Pune - 411035 MH (IN) A higher interest rate increases the EMIs and vice versa. Cover your travel expenses, including flight tickets and hotel bookings, with an easy-to-use personal loan. Click on Apply Online to open our simple online form, Enter your 10-digit mobile number and OTP. Home renovation:Meet your home repair and renovation expenses with an instant personal loan and repay the amount over a flexible tenor of your choice. The minimum salary that you need to be earning is Rs. If you have an ongoing personal loan and seek a home loan, you can apply for it. What are the eligibility criteria for a personal loan? Debt consolidation:Consolidate different types of debt from credit cards to loans into a single personal loan and make your instalments manageable. What is the maximum age to avail of a personal loan? The best thing to know how much personal loan you can get on your salary will be using the Personal Loan Eligibility Calculator. Ph No. The Reward shall be given to the Customer via BFL wallet and within 30(Thirty) days from the date of the aforesaid disbursement of the loan amount, provided successful repayment of first equated monthly installment. Existing customers may find that their information is already pre-filled. Email ID: investor.service@bajajfinserv.in, Bajaj Auto Limited Complex Mumbai - Pune Road, Here is how to check the personal loan eligibility: A final, personal loan amount that you can get from a lender depends on your salary, city of residence, age and other eligibility criteria. For the avoidance of doubt, it is hereby clarified that a Customer is eligible for only one Reward during the Offer Period. 9. 20. Disputes, if any, regarding the products/services/Rewards under the Promotion must be addressed in writing, by the Customers directly to the merchant/issuer of the Rewards and BFL shall not entertain any communication in this regard. : 020 7157-6403 But, if you are earning Rs. You need the following documents while applying for a Bajaj Finserv Personal Loan: *The document list mentioned here is indicative. In fact, if you are a pre-approved customer, you may not even need to submit any additional paperwork, and you can get your money in as little as 20 minutes. You can borrow money and repay it in a series of small instalments over a period of time. Consolidate your loans for all products purchased. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. To avail of a Bajaj Finserv Personal Loan, you require: A CIBIL score of 750 and above is ideal for gettingspeedy approval on your Bajaj Finserv Personal Loan application. Our representative will call and guide you on the next steps. It is because the minimum salary in Pune is Rs. Why should you choose a Bajaj Finserv Personal Loan? 25. To do that, you can use the eligibility calculator. 11. Can understand, read and write in the English language. At Bajaj Finserv, the personal loan age limit is between 21 years and 67 years*. Meet our basic eligibility criteria and get instant approval. You are eligible for a Bajaj Finserv Personal Loan if you are a salaried professional aged between 21 years and 67 years*. While Bajaj Finserv Personal Loan allows you to borrow up to Rs. While you are required to submit proof of your income, we try to ensure the process is as streamlined and hassle-free as possible with minimal documents. Who have received communication from BFL regarding the said Promotion. It might also impact your loan tenor and negatively impact your credit score. : 020 7157-6403 "Promotion" shall mean the "#BIG11DAYS" promotional program during the Offer Period. What is a personal loan amortization schedule? 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 Participating in this Promotion is voluntary and the Customer is not bound to participate in this Promotion. The eligible Customers shall receive their Reward only upon successful repayment of the first equated monthly instalment on the loan availed under the Promotion by BFL to the Customer. 1 lakh for varying tenors at a 13% interest rate by Bajaj Finserv: The personal loan interest rate is decided by your lender basis your loan amount, tenor and credit profile. With Bajaj Finserv, you can expect approval on your loan application in less than 5 minutes. You can withdraw money from this approved amount as many times as you need without applying multiple times. I agree that my action of entering the OTP sent by BFL and clicking the Submit button, constitutes a valid acceptance by me of the Terms contained herein and creates a binding and enforceable agreement between me and BFL. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. Bajaj Finserv 15th Annual Report 2021-22. EMI, or Equated Monthly Instalment, is the fixed amount a borrower pays every month to clear off the loan taken from a lender. 19. The Bajaj Finserv Personal Loan EMI Calculator requires you to fill in only three essential fields to determine your monthly instalments the loan amount you wish to borrow, followed by the tenor and the interest rate. Starting Rs. Along with these, the lender will also look at your CIBIL score and repayment history before approving your personal loan application. What are the factors that affect personal loan EMIs? The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 The tenor of your loan will also increase, considering that the EMIs remain the same. The calculator(s) are only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. You can useBajaj Finserv Personal Loan EMI Calculator to calculate EMIs of loans offered by any bank or financial institution. Personal loans are one of the most popular types of financing available today. "Offer Period" shall mean the period commencing from 12:00 am on _11-11-2019 of 2019 to 23:59:59 pm on 21-11-2019. EMI calculators are beneficial when computing EMIs for personal loans, home loans, or business credit. With an online personal loan from Bajaj Finserv, you can borrow up to Rs. Once you know the interest rate on the desired loan amount and tenor, you may use the Personal Loan EMI Calculator to determine monthly instalments. As per the qualifying amount, you can apply for the same and get instant approval. 1,200as an EMI bounce charge. In case any inconsistencies observed, please click on reach us. and all intellectual property rights pertaining thereto which belong to any third party, shall continue to vest with such party and by using such images, representations etc., BFL in no way claims any right whatsoever relating to such intellectual property. While you can do so manually, using aPersonal Loan EMI Calculator can help you determine the more accurate value. Bajaj Finserv offers personal loans that come with a host of features and benefits, including: Complete the application form online and get your personal loan without any hassle. BFL, its group entities/ affiliates or their respective directors, officers, employees, agents, vendors, etc., shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered by a Customer, directly or indirectly, including for reasons arising out of use or non-use of products/ services or participation under this Promotion. It will tell the amount you can apply for after selecting your city, age, salary, and monthly expenses on the tool. Email ID: investor.service@bajajfinserv.in, Bajaj Auto Limited Complex Mumbai - Pune Road, Availing of one is easy you can apply online and use the money to meet almost any expense. DISCLAIMER: Email ID:investors@bajajfinserv.in. A longer tenor reduces monthly instalments, while a shorter tenor increases them. For example, if you apply for a Bajaj Finserv Personal Loan of Rs. You can borrow up to Rs. Further, I confirm that I would like to know through the above mentioned Communication Modes various BFL loan offer schemes or loan promotional schemes or any other promotional schemes relating to various products/services offered by BFL/its group companies/business partners from time to time and hereby authorize BFL, its group companies, employees, agents, associates, business partners to contact me from time to time for the same. Personal Loan for Self-employed Individuals, Select the city of residence, date of birth, employer, monthly income and monthly expenses, Once you select these fields, the tool will show an amount that you will be eligible for, You can apply for the same amount and get quick loan approval online, You need to be a residing citizen of India, You should be aged between 21 years and 67 years*, You need to be employed with a private, public limited company, or an MNC, You should have a minimum CIBIL score of 750, You should be working for an MNC, private or a public limited company, Salaried bank account statement of the previous 3 months. BFL shall not be liable for termination or delay of the Promotion or the Rewards forming part of the Promotion due to any force majeure event and will not be liable for any consequences. : 020 7157-6064 You need the following documents while applying for a Bajaj Finserv Personal Loan: To qualify for a Bajaj Finserv Personal Loan, you only need to meet the eligibility parameters stated above. Travel:Knock destinations off your bucket list and fulfil your travel goals with a travel loan from Bajaj Finserv. : 020 7157-6403 You can also access your loan details and repayment schedule throughour online customer portal - My Account, at any time, from anywhere. : 020 7157-6064 Results generated by the calculator(s) are indicative in nature. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 The Bajaj Finserv Personal Loan EMI Calculator also shows the break-up of the principle and the interest amounts while calculating the EMI. How much personal loan can you get on your salary? Email ID: investor.service@bajajfinserv.in, Bajaj Auto Limited Complex Mumbai - Pune Road, For a complete list of our locations, please click here. Visit our nearest branch to apply for loans, pay bills, or invest in a fixed deposit. It is great to calculate your EMIs before applying for a personal loan. Pune - 411035 MH (IN) You can even check your monthly or yearly EMI by clicking on 'view repayment schedule'. Borrow as per your needs and manage your personal loan EMIs with ease. who opt in for participating in the promotion by giving an SMS "BFL11" to 8424009661 from their mobile number that has been registered with BFL. Can I use the Bajaj Finserv Personal Loan EMI Calculator to calculate EMIs of any other bank loan? NBFCs in India like Bajaj Finserv make the personal loan application process quick and simple. What documents are required for a personal loan for a salaried applicant? Email ID:investors@bajajfinserv.in. You can check your CIBIL score here with Bajaj Finserv for free. Get your personal loan amount on the same day of approval. Meet the easy-to-meet eligibility parameters and complete your basic documentation to avail the money you need within 24 hours* of approval. The only condition is that your debt to income ratio should not be above 50%. Ph No. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 If you are new to Bajaj Finserv, you can get your personal loan by completing the simple application process mentioned above. Residents ofAhmedabad,Kolkata applying for a personal loan should be earning Rs. What is the personal loan eligibility for salaried employees? You may be asked to submit additional documents at the time of loan processing. Please verify your date of Birth to proceed. Hence, the maximum age to avail of a loan is 67 years*. 25,000 a month, you can always apply for a low-salary personal loan and avail up to Rs. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. 2,327. Personal Loan Eligibility & Documents Required For Personal Loan, Personal Loan for Self-employed Individuals, Bank account statements of the previous 3 months, KYC documents such as PAN, Aadhaar, driving license, voter's ID, or a passport, You will be redirected to the login page of, Upon logging in, select Track Application., Verify your identity with an OTP sent to your registered mobile number to view your personal loan application status. Click here. A personal loan helps you meet various financial requirements like paying for your higher education, home renovation, vacation, or a medical emergency. 3. Wedding:Manage the expenses of a grand wedding or plan your dream honeymoon with the help of a personal loan. What are the documents required for a personal loan? You can use our Personal Loan EMI Calculator to identify the monthly instalment and tenor that suits you best. The Promotion is not transferable and non-negotiable under any circumstances. Ph No. You only need to enter the amount you need to borrow, the interest rate, and the tenor to get an estimate of the instalments you are likely to bear. Check out the EMIs on a personal loan of Rs. The Promotion and the Rewards are available at the sole discretion of BFL and subject to changes as deemed fit by BFL, without any prior notice. A Customer can qualify only once for the Promotion during such Offer Period. Here is a detailed guide on applying for a personal loan. Ph No. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. Results generated by the calculator(s) are indicative in nature. What are the benefits of a Bajaj Finserv Personal Loan EMI Calculator? Ph No. Additional read: How to calculate CIBIL score. Email ID:investors@bajajfinserv.in, Get our most popular offerings in just a few clicks, Personal Loan for Self-employed Individuals. Younger applicants generally get a higher loan amount as they have more earning years ahead of them. Email ID:investors@bajajfinserv.in. Yes, it is that easy to get a personal loan online. Residents of centers such asGoa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkotshould have a minimum monthly income of Rs. This way, you can apply for the eligible amount and avoid the chances of rejections. It is scheduled at a specific date of every calendar month and includes both principal and interest components. Ph No. I understand and acknowledge that Bajaj Finance shall have the absolute discretion, without assigning any reason to reject my loan application and that Bajaj Finance shall not be responsible/liable in any manner whatsoever for such rejection. : 020 7157-6403 Without a Customer being required to do any further act, the Customers shall be deemed to have read, understood and unconditionally accepted the terms and conditions herein. For greater flexibility and convenience, choose a Flexi loan by Bajaj Finserv and lower your EMIs by up to 45%*. : 020 7157-6064 Merchant may share your transaction details with Bajaj Finance Ltd for providing updates to you. You may start your online application now and resume it at a later instance. Extend the benefits of your EMI Network to your family members. 4.Gold will be automatically credited to locker, How a short-term personal loan can help you during an emergency, Know how CIBIL score is important for personal lending, 6 Easy tips to get your home loan approved instantly, Buying a home made easy 7 tips for a smooth purchase, From clinic to polyclinic: A step-by-step guide to expand your practice, How to be a successful small business owner, 6th Floor,Bajaj Finserv Corporate Office,
Grow your wealth by investing in an FD and benefit from interest rates of up to 7.75%* p.a. 22,000, based on your city of residence. Additional read: How to improve credit score. 25,000, then you cant apply for a loan in Pune. Please provide us some details to generate a pre-approved EMI network card limit for you. 7. Ph No. The Flexi loan facility is a unique financial offering that lets you borrow from your loan limit and part-prepay funds as per your requirement. How long does it take to get approved for a personal loan? Used cars:Apply for a personal loan online to finance the purchase of a second-hand car.
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